Understanding Investment Risk

Making informed decisions to improve your chances of achieving your financial goals. Your investment time frame will determine your risk profile to some extent, as this has a direct bearing on your capacity to take risk. Risk capacity is also influenced by factors such as your age, wealth, and the goals you are saving and…

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Protect your wealth from market ups and downs

Investment objectives – a lifelong process and we look at how you can protect your wealth from market ups and downs. If you’ve got a sufficient amount of money in your cash savings account – enough to cover you for at least 6 months – and you want to see your money grow over the…

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Shortlisted for MoneyAge Awards 2018

We’re delighted to announce that we’ve been shortlisted in the MoneyAge Awards 2018 for the ‘Financial Adviser of the Year’ (medium to large) category. Now in its third exciting year, the MoneyAge Awards celebrate excellence, professionalism and innovation in the hugely competitive, but critically important financial space. They look to honour those who have proved…

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When I’m Gone

How a simple list can help your loved ones after your death. Although it may not feel like it, your family finances are probably more precious than you think. It’s all well and good when the breadwinners are healthy and working, but if something unfortunate were to happen, the outlook for those around you could…

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Protect yourself from scams

Don’t let a lifetime’s savings and investments be lost in moments by using this guide to protecting yourself from scams. Fraudsters are getting more deceitful and even more successful. Pension and investment scams are on the increase in the UK. Everyday fraudsters are using sophisticated ways to part savers from their money, and the internet…

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Averting a later-life financial crisis

More retirees drawing pensions without LPAs. People are generally living longer these days. Increasingly, more people are living well into their 80s and 90s – and some even longer. This may mean you have a long time to budget for. That’s why it is very important to consider all of your options carefully and think…

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Transferring ISAs

Time to bring your investments together? If you have accumulated a number of Individual Savings Accounts (ISAs) over the years, keeping them all in one place could give you better control and help you save money. There’s a common misconception that you can’t move your existing ISAs from one provider to another. Transferring your ISAs…

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Protecting you and your family’s finances

There are many things to consider when looking to protect you and your family. It may not be the most exciting of subjects, but it answers one of our most basic desires – to keep safe all that we hold dear. The State of the Protection Nation Report [1] reveals that the top reason people…

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What matters to you is key to the planning process

Have you ever thought about writing a letter to yourself to describe your ideal future life, long-term goals and the process of how to plan for them? Imagining what you want your life to be like in the long term when you retire can help you think much further ahead than you might ever have…

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Top Five Financial Scams

We’ve listed the top five financial scams to look out for in the UK. It’s important to protect yourself from scams so you don’t let a lifetime’s savings and investments be lost in moments. 1. Boiler-room Schemes These scams promise investors impressive returns, but they deliver nothing apart from a great big loss. More than…

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Making the Most of your Pensions

Have you accumulated multiple plans that need reviewing? By the time we have been working for a decade or two, it is not uncommon to have accumulated multiple pension plans. There’s no wrong time to start thinking about pension consolidation, but you might find yourself thinking about it if you’re starting a new job or…

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Pensioners Embracing the Benefits of Retirement

Pensioners are embracing the benefits of retirement and new found time with a new lease of life. As with any new life stage, planning often helps a smooth transition from the old to the new. Preparing properly for anything new requires planning and commitment. Spending time on planning now will ensure you enjoy the retirement…

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